My children have grown up in a world of high technology.  Things always appeared easy to them as they were growing up because all they witnessed was always extremely convenient.  Very often, because I was pressed for time, and because it was just easier for me, I would drive by the bank’s ATM, lean out the window and get some cash, and then we’d head to a fast food place to again sweep through the drive-thru as dinner magically was served to us through the car window.  I hadn’t ever been asked about how the ATM worked or how the money got in there.  I guess my children just thought that was where all money came from.  I realized they had no idea that I had to work in order to get a paycheck, which was deposited in the bank, and as long as I had money in my account, the bank would allow me the convenience of driving by and having a serving of it from the comfort of my car.  I learned this one day when my son David asked me if I would buy him a fairly expensive toy.  I told him that I didn’t have the money to buy it, and that if he wanted something like that, he would need to ask Santa to bring it for Christmas.  It wasn’t the kind of toy one got just on any old day.  He just looked at me with confusion and told me, “Mommy, you don’t have any money in your pocketbook, but we can go beep some up!”